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Small Business Cybersecurity Checklist

Eleven practical controls for teams of roughly 5–100 people. Print it, tick each box, and revisit it every quarter. No email signup is required to download it.

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  1. Turn on MFA everywhere

    Email, banking, payroll, cloud admin and remote access first. Prefer authenticator apps or passkeys over SMS codes.

    Read: MFA for Microsoft 365 →

  2. Use a team password manager

    Unique passwords for every account, shared vaults instead of spreadsheets, and an offboarding plan for departing staff.

    Read: Password managers for small business →

    Read: Reused passwords and Have I Been Pwned →

  3. Back up and test restores

    Follow 3-2-1: three copies, two media types, one offsite or immutable. Test a restore at least quarterly. Cloud sync is not a backup.

    Read: Backup for freelancers and SMBs →

  4. Keep everything updated

    Turn on automatic updates for operating systems, browsers and apps. Replace devices that no longer get security patches.

    Read: Automatic updates for small business →

  5. Lock down email: SPF, DKIM, DMARC

    Publish SPF and DKIM for every service that sends mail as you, then move DMARC from p=none toward quarantine or reject.

    Read: SPF, DKIM and DMARC guide →

  6. Train for phishing and quishing

    Teach staff to verify payment or password requests by phone, and to treat QR codes in emails, flyers and parking signs as links.

    Read: QR code phishing (quishing) →

  7. Secure remote access with a business VPN

    Avoid exposing RDP or admin panels to the internet. Use a business VPN or zero-trust access with MFA for remote staff.

    Read: Business VPN for remote teams →

  8. Protect every endpoint

    Run managed endpoint protection (EDR where possible), enable disk encryption, and keep a list of every company laptop and phone.

    Read: Endpoint protection for small business →

  9. Offboard the same day

    Disable email and cloud accounts, remove the person from the password vault, rotate shared logins, and collect devices when someone leaves.

    Read: Employee offboarding checklist →

  10. Verify payments by callback

    For wire, ACH, or bank-detail changes, call a known number from your records - never the number in the email - before paying.

    Read: Spot the fake wire request →

    Read: Fake invoice callback phishing →

  11. Encrypt every laptop disk

    Turn on BitLocker (Windows) or FileVault (Mac), store recovery keys in your password manager, and verify encryption on every company laptop.

    Read: Disk encryption for every laptop →

Ready to go beyond the checklist? The Small Business Security Essentials Toolkit ($79) turns these controls into a working program: a scored self-assessment that ranks what to fix first, 10 editable policies, 10 spreadsheets, and 5 incident playbooks.